Sixty percent of Indians believe they have enough life insurance coverage. However in reality, only twenty percent have enough life insurance to meet their needs. We need to talk to people I think that's where it starts. And a lot of people don't want to talk or listen about it. Yes they just don't want to have those conversations.
I know It's difficult to talk about, it is a lot more challenging of a conversation to have, if you haven't had that one early on. In the nature of our business we've seen the impact that it makes really on both sides, we've seen people who may be procrastinated and didn't take care of what they needed to, and the impact that that can have in a family's life.
We've also
seen the positive side where people have taken care of their life insurance needs
seriously and the generational impact that has on a family's life, is tremendous.
So let's talk about some misconceptions. There's are a few of them that are pretty
big. The first misconception is, “it's too expensive. I Can't afford it”. not true right? No not at all.
You know we have several
products that can fit any budget for sure. Another misconception of people is “its too complicated, too difficult to get”.
That is certainly not the case. A lot of
times now you don't even have to do a physical examination. Really? Yes extremely
easy. most people think they have to, and
think that causes people to
procrastinate. Its not true.
May be
they think that they have some health challenges that will limit their ability
to get it. That's not the case. We sit
in front of thousands of families every week, and we have products for every
single one of those families, and they're very easy to apply for. And this
one's a big one Casey, the third one it only helps if someone passes and dies.
It's not the case that all used to be the case where you think you purchase
life insurance in case of a death.
Right.
Well now there's so many options on life insurance coverage, there's critical
illness benefits, you know if there's a cancer or heart attack or stroke that
it that there would be a benefit paid, if there's a disability there's riders
or things you can have on your insurance policy it will actually pay a monthly
premium or monthly payment to you if you're sick or injured and then the big
one called return of premium where on your term policy at the very end of the
term if you have not used your policy the insurance company will refund your premium
back to you.
And
when one gets life insurances it makes sense to kind of relook at it at various
stages of your life? Absolutely. Things are constantly changing and that's what
we try to do is really protect people on their journey along the way. You know
when you purchase a home that's what a lot of people do. Instead of purchasing a life insurance policy they've just taken on
a few hundred thousand dollars worth of debt,
at the birth of a child you know is
another time when people invest like this.So we really try to be there along the
way with them.
So
what's your mission at Mentor that sets you apart. Well you want to protect your life's journey,
we want to be there every step of the way and we we want to give our consumers options,
we want to open the conversation, you know?
Begin talking about it so that we don't have
to have difficult conversations later but you know again the beauty of us
having so many different carriers is that we can offer something for every
single situation and we want to just let people know how easy it is to qualify
for life insurance nowadays.
And certainly avoid that moment of why didn't I, right buddy? Exactly. Thank you so much for
your time. Where can our customers go for more information on life plans? They
can go to our contact us page here and
they can get all types of information on getting coverage for themselves also where there's a big need for
for Life advisors right now as well
so anyone that's looking to have either a part-time or full-time career, they
can get a lot of information there as well. We're hiring nationwide right now.
